This post is here to get you thinking about issues within the suggested solutions to the health care coverage dilemma. With some policies everyone pays the exact same percentage of their income for health care coverage. This means if you are a perfect healthy individual what you are paying may be paying for someone else's broken leg or chemotherapy. This also works in the reverse. If you have a broken leg or some illness that requires an expensive treatment, someone else might be paying for it with their payment. This is insurance companies work as well, but many people are not ok with this. What do you think? Also, what kind of system do you think would be fair and would be successful if implemented? These are many questions to take into consideration.
Also another question to ask would be how much do you think you should pay a month for health coverage? Think about what kind of health care you recieve each month. Now that that is in your head put a price on it. How much is your healthcare you use every month worth to you. It is now "what-if" time. So what if you had some illness that you had to have an expensive treatment for each month. If you could not pay for it, and without treatment you would die, would you want help from someone else? Thinking about this picture then does it not seem like a good plan to have everyone pay the same percentage so that everyone can afford it. That way if your health care that is worth so much to you, whether or not it is expensive, needs to be used more you are not trying to scrape up the money to cover it? The system of one affordable payment for everyone seems like a good safety net for health care. Everyone would be able to afford it and able to seek care and everyone is covered no matter what the cost.
So what do you think? Do you think we should formulate a system where everyone pays the same amount? Or maybe you think we should keep the insurance system we have because you pay for your insurance just fine. Lets discuss your ideas on the GREAT HEALTH REFORM DEBATE.
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