Tuesday, November 17, 2009

WEEKLY POSTING #4: Lets rate our options!

         Everyone will need medical attention at some point in their lives even if it is just a blood test for a job, or women, they need an exam every year. Medical Insurance is getting more difficult to have as time progresses which is why this health care reform is so important.  It is a difficult task trying to compare insurance companies side by side so I came up with a ranking system to make that an easier task.

The RANKS: each criteria is worth a point, if the company meets the criteria they get that point.
          1.Has more than just medical, but dental as well. (It is an important part of health)
          2. Offers information on other Health Insurance as well as other ways of getting covered
          3. Easy to access contact information
          4. Describes the different insurance coverage in detail.
          5. Offers Health Information besides insurance coverage

Premera Blue Cross 2 points - it only explains in detail coverage plans and has dental, nothing else.
Blue Cross Blue Shield 5 points -top score
Humana 4 points - had a great page about health and wellness

It is important to thoroughly research and explore any insurance company you may be interested.  Be an informed consumer and do your homework.  You will be thanking yourself in the end.

For a large list of different insurance companies you can go to:
eHealthInsurance

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